Debt can accumulate quickly, and before you know it, you are beyond any ability to manage it. Debt impacts your credit history as much as it does your quality of life. Creditors and third-party collection agencies can cause serious stress. Fortunately, even when y…

There are times when individuals or married couples accumulate a lot of debt and find it hard to pay it off or otherwise manage it. These individuals or couples may fear filing for bankruptcy because they worry about their home, their vehicles, other assets, credi…

Sometimes a Chapter 7 bankruptcy is not enough. The same is true for a Chapter 13 bankruptcy. The combination of the two bankruptcies, however, may be enough to allow you to handle your debt and get back on your feet again. Chapter 20 bankruptcy combines the two, …

A misconception exists that when you file for bankruptcy, all of your debt is discharged. Though anyone suffering from financial hardship would prefer to have a clean slate to get back on their feet, it is not always the case. Much of what debt is discharged depen…

Student loans are great because they help so many people further their education. Upon graduation, though, they must pay back their loans. If they do not get well-paying jobs, then paying off the loans can be difficult. When a financial situation becomes difficult…

If you and your spouse are considering filing for bankruptcy and divorce, the parallel processes can be tricky as much as they can be detrimental to your unique situation. Several factors must be taken into consideration. Timing is important and can affect the com…

Personal injury cases often lead to one party paying out and the other party getting paid. If either of those parties files for bankruptcy during or after the personal injury case, it can have a serious impact on the outcome. Whether you are the plaintiff or defen…